Which statement describes general warranty deed vs quitclaim?

Which statement describes general warranty deed vs quitclaim?

• A. A general warranty deed guarantees title against claims; a quitclaim conveys only the grantor's interest, with no warranties.
• B. A quitclaim guarantees title against claims; a general warranty conveys only the grantor's interest.
• C. Both deeds guarantee title against claims.
• D. A quitclaim provides broader protection than a general warranty deed.

Answer: (A)

The difference being tested is how much protection each deed provides about title. A general warranty deed offers broad protection to the grantee: it guarantees the title against claims that arose before or during the ownership, and it includes covenants that the grantor will defend against defects and, if necessary, remedy them. In contrast, a quitclaim deed transfers whatever interest the grantor has (if any) but comes with no warranties about title or claims. If a problem with the title later turns up, the grantor isn’t guaranteeing or defending the title. So the correct description is that a general warranty deed guarantees title against claims, while a quitclaim conveys only the grantor’s interest, with no warranties. The other statements either say the quitclaim guarantees title, claim that both deeds guarantee title, or say the quitclaim provides broader protection—none of which align with how these deeds actually work.

The difference being tested is how much protection each deed provides about title. A general warranty deed offers broad protection to the grantee: it guarantees the title against claims that arose before or during the ownership, and it includes covenants that the grantor will defend against defects and, if necessary, remedy them. In contrast, a quitclaim deed transfers whatever interest the grantor has (if any) but comes with no warranties about title or claims. If a problem with the title later turns up, the grantor isn’t guaranteeing or defending the title.

So the correct description is that a general warranty deed guarantees title against claims, while a quitclaim conveys only the grantor’s interest, with no warranties. The other statements either say the quitclaim guarantees title, claim that both deeds guarantee title, or say the quitclaim provides broader protection—none of which align with how these deeds actually work.